Services

Sell Your Financial Services Business in Canada

Financial services M&A is hot. Insurance brokerages (commercial P&C especially) sell at 8x–12x EBITDA, often higher in active PE consolidation. Mortgage brokerages and financial advisory practices sell at strong multiples when book-of-business transferability is documented.

Typical Revenue
$500K – $15M CAD
EBITDA Margin
20–40%
Typical Multiple
5.0x–10.0x EBITDA (insurance); 3.0x–5.0x (financial advisory)

Why Selling a Financial Services Business Is Different

Generic business brokers handle this wrong. These are the specific challenges in your sector.

Provincial licensing transferability
Book-of-business / client-relationship transfer
Compliance complexity
Practitioner retention
Customer-relationship personal vs firm

What Sophisticated Financial Services Buyers Look For

Build these into your business 12–24 months before listing, and your multiple rises 1–3 turns.

Documented commission/fee renewal rates
Retained practitioner team with non-competes
Insurance: carrier relationships and contracts
Documented compliance program
Diverse book of business

Who Buys Financial Services Businesses in Canada

We've mapped the active buyer universe for your sector.

1
PE-backed insurance / financial consolidators
2
Larger brokerages and advisory firms
3
Strategic acquirers (national brands)
4
Individual practitioner-buyers

Industry-Specific Challenges We Handle

The deal-breakers we've seen — and how we address each one.

Insurance Carrier Relationships

Carrier contracts (Intact, Aviva, etc.) require notification and sometimes consent for transfer.

Client Book Transfer

Personal financial advice clients often follow practitioners, not firms. Transition relationships 12+ months before listing.

Compliance Documentation

Buyers DD compliance thoroughly. Clean documentation essential.

What We Play Up in Your Marketing

These are the value drivers that move financial services buyers from interest to LOI.

Strong commercial P&C book (insurance)
High commission renewal rates (90%+)
Documented compliance program
Retained practitioner team
Diversified book of business
Strong carrier or supplier relationships

Frequently Asked Questions

Sector-specific questions financial services owners ask.

Ready to Sell Your Financial Services Business?

Confidential, no-obligation conversation. Tell us about your business, your timeline, and your goals. We'll respond with a written engagement proposal within 24 hours.